In an exciting development for Scotland's financial sector, Bircroft Private has officially launched an additional office in Glasgow, promising to introduce a new standard of excellence in debt advisory and brokerage services. Led by industry experts Kerr Potter and James Barclay, Bircroft Private aims to challenge the conventional approaches within Scotland's historically rigid debt market.
As a long-established brand in the Debt Advisory market, Bircroft Private is excited to expand their offering to a wider client base with the addition of a Glasgow office. Both Kerr and James have excellent banking expertise and will fit seamlessly into Bircroft Private. We look forward to working with the Scottish team who will undoubtedly help us achieve our desire for growth over the coming years. //
Scotland’s debt advisory market’s demand for sophisticated, high-quality advice has long been underserved, especially when compared to other parts of the UK, such as London, Manchester, Leeds and Birmingham.
“In a local market where the volume of skilled property finance lenders is rapidly diminishing and transactions are taking longer to complete, the opportunity to create a sophisticated debt advisory business in Scotland alongside good people was obvious. The platform and brand that Bircroft provides is well established and will be unique to the Scottish Real Estate sector, which allows clients to quickly start accessing the liquidity required to support their business.”
Kerr Potter, Director, Bircroft Private, Scotland
Recognising the need for change, Bircroft Private stands ready to pioneer a transformation with a focus on holistic, forward-thinking support. The company’s approach integrates traditional high-street lenders with challengers, alternative providers, and debt funds—all keen to bolster investments in Scotland.
The directors, Kerr Potter and James Barclay, bring nearly three decades of combined experience in real estate finance. Their deep industry knowledge, cultivated over more than five years together at RBS, complements their shared vision for their new venture.
“The role of a debt adviser/broker in Scotland is often misunderstood in a market where the service is underrepresented. We believe that there is a big opportunity to change this perception and build a strong portfolio of clients at a time when investor sentiment is improving as we approach (what is hopefully) a turn in the commercial property cycle. Looking forward to 2025, Bircroft Scotland is well placed to capitalise on a more benign interest rate environment that will see debt backed transactions more attractive to investors and developers.
James Barclay, Director, Bircroft Private, Scotland
The timing for Bircroft Private’s emergence in Scotland is considered ideal by its founders. The last two years have seen subdued property investment activity and a significant volume of debt needing refinancing. With the interest rate environment showing signs of improvement, the directors believe there is now a prime opportunity to significantly impact the Scottish market.
Bircroft Private is more than just a business—it’s a movement towards a better understood, more accessible, and dynamically served financial landscape in Scotland.