Versatile financing solutions for the middle market

Sourcing development finance for speculative commercial development has always been a restricted market with few lenders.

The good news is that Bircroft is a market leader in securing competitive finance for speculative commercial development with a strong track record in this specialist sector.


  • A client must be able to demonstrate a strong track record and relevant experience
  • … a viable development project in terms of profitability and market dynamics



Total Commitment



1-5 yrs




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Arding & Hobbs Building, Clapham

Spec Development Funding

Our client had acquired the building and secured vacant possession. Our remit was to source competitively priced construction finance on an entirely speculative basis, in a unproven (non-core) office location.

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Portwall Square, Bristol

Senior debt funding

Our client had secured planning for a Grade A Office Development located in the heart of Bristol’s commercial district. Despite the strength of the scheme the client had experienced difficulty securing senior debt from mainstream lenders due to the speculative nature of the development.

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City of London

Securing high leverage funding

Bircroft was appointed to secure relatively high leverage funding for a vacant City office building. The asset strategy was a full strip out and repositioning of the asset ready for re-let and sale. The borrower was latterly successful in getting planning consent for an additional floor and roof terrace that also needed funding. Completion of the purchase was unfortunately timed one month after the shock Brexit result!!