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Versatile financing solutions
for the middle market

Bridging is used when purchase timeframes are tight or the deal has a short term upside that will enable a far more enhanced senior debt funding package to be structured with a short timeframe, meaning the bridge lender is more likely to understand the risk at the outset.

Funding provided by bridge lenders has evolved over recent years into a far more mainstream funding option with the cost of funding reducing significantly to the point it is no longer the last resort option. Thanks to our heritage and market leading experience, Bircroft has established a good track record alongside this evolving market and has access to very competitive bridging rates and providers.

CRITERIA CONSIDERATIONS

  • Ideal for client’s where time restricted transactions require fast funding solutions
  • Useful for client’s when property deals can quickly be refinanced
  • Appropriate when client’s can provide a reliable exit strategy

FUNDING STRUCTURE

£1-25m

Total Commitment

Investment &
Development

Type

12-18 months

Term

6-9%

Pricing

Featured Image

Finchley Road, London – Value £15m

Maximise return, minimising equity

Our client agreed to purchase an office building for £9m with an existing ‘Planning Development Consent’ for residential conversion. During the purchase due diligence process, the developer secured consent for an additional floor to accommodate two penthouses within the existing development. Due to the significant value uplift, the client wanted to maximise gearing to reduce equity in the deal as much as possible without having to share any profit or upside.